Job Description

Dartmouth Partners is working exclusively with a rapidly scaling global fintech, backed by top‑tier investors and valued at over $1B, that is expanding its US presence and launching new lending verticals. They are seeking a Senior Credit Analyst to help build and shape a new business line focused on SaaS, professional services, healthcare, retail, and more.

This is a rare opportunity to join a profitable, hyper‑growth scale‑up where you’ll influence underwriting strategy, lending frameworks, and risk policy from day one.

Why This Role is Unique

• Help build a new vertical from the ground up
• Influence credit policy for a major US expansion area
• Work with a lean, elite team tackling new industries
• New products launching outside core financing
• High visibility with leadership and rapid progression opportunities
• A mix of structure and ambiguity, ideal for candidates with high agency

What You’ll Do

• Analyze bank statements, management accounts, and non‑financial data to assess cash conversion, collectability, and repayment capacity
• Underwrite a variety of business models including software, services, healthcare, and experience‑based businesses
• Lead customer calls to validate trading activity, reconcile deposits, and evaluate profitability, sales trends, and cash flow sustainability
• Collaborate with Product, Credit Strategy, and Data teams to build and refine scoring models, credit policy, and decisioning frameworks
• Partner cross‑functionally with Sales and Operations to shape onboarding, risk assessments, and long‑term funding relationships
• Learn portfolio risk management: early warning signal detection, performance monitoring, and risk exits
• Contribute to the strategy and process development of a brand‑new lending vertical with massive growth potential

Required

• 1–3 years of experience in one or more of the following:
• Commercial lending, underwriting, or credit risk
• Structured credit, secured lending, RCFs, or revenue‑based financing
• Portfolio management or SMB/alternative lending
• Strong understanding of financial statements (P&L, Balance Sheet, Cash Flow)
• Experience presenting findings to internal/external stakeholders
• Comfort leading client‑facing discussions
• Bachelor’s degree in finance, accounting, economics, or related field

Nice to Have

• CPA, CFA, or similar (or working toward one)
• Experience in a fintech, high‑growth, or data‑driven underwriting environment
• Experience collaborating globally
• Data skills (Excel, SQL, analytics tools)

If this role interests you, apply directly or email your resume to david.heiman@dartmouthpartners.com

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